Nashville Rental Car Accident Attorney

Accidents involving rental cars in Nashville and throughout Tennessee can cause headaches for those involved. Unfortunately, rental car collisions can lead to serious injuries, though victims often struggle to recover the compensation they are entitled to. This is why hiring a Nashville car accident lawyer after an accident gives you the best chance of recovering compensation.

Common Causes of Rental Car Accidents

Rental car accidents happen for many reasons, with some factors being specific to rental vehicles. Some common causes of rental car incidents include:

1. Unfamiliarity with the Vehicle. Rental car drivers are often unfamiliar with the car they are driving, which can lead to mistakes, especially when it comes to handling and safety features.
2. Unfamiliar Roads. People who rent cars may be visiting the area and unfamiliar with local roads, increasing the chances of making navigation errors or being caught off guard by traffic patterns.
3. Negligent Driving. Many rental car accidents are caused by general driver negligence, such as distracted vehicle operation, speeding (or driving too fast for conditions), and reckless driving.
4. Vehicle Maintenance Issues. Rental companies are supposed to maintain their vehicles. However, if a rental car has not been properly serviced, mechanical failure can lead to accidents.
5. Driver Fatigue. Rental car users, especially travelers, are often on long journeys or experiencing jet lag. Fatigued drivers are at a greater risk of making critical errors behind the wheel.
6. Driving Under the Influence. Some individuals may underestimate the impact of alcohol or drugs on their ability to drive in an unfamiliar area, which can lead to serious accidents.

Determining the cause of a rental car accident is essential, as it impacts who may be held liable for the damages sustained.

What Type of Injuries Can Occur in a Rental Car Accident?

Rental car accidents can lead to a variety of injuries, ranging from mild to life-threatening and include:

• Whiplash and Soft Tissue Injuries. These occur from sudden neck movements during impact, causing pain and restricted movement.
• Head and Brain Injuries. Concussions and traumatic brain injuries (TBIs) are possible if a driver or passenger’s head strikes a surface inside the vehicle.
• Spinal Cord Injuries. Severe collisions can lead to spinal cord trauma, often necessitating long-term or life-long care.
• Fractures and Broken Bones. The impact of the rental vehicle crash could cause bones to fracture, often requiring extensive medical treatment.
• Internal Injuries and Bleeding. Organ damage and internal bleeding are not uncommon after a higher impact collision, but these injuries can remain hidden for hours, compounding the long-term consequences. 
• Psychological Trauma. Beyond physical injuries, victims may suffer emotional distress and trauma that affects their quality of life.

Determining Liability in Rental Car Accidents

Establishing liability in a rental car accident isn’t as easy as it may seem, as multiple parties may be involved. Some of the parties that could potentially hold liability and thus owe compensation include:

1. The Driver. If the rental car driver’s actions led to the collision, they may be held liable for the resulting damages.
2. The Rental Car Company. Rental companies have to make sure that their vehicles are safe to drive. If the rental car collision was caused by a mechanical failure or maintenance issue, the rental company may be liable.
3. Another Driver. If another driver’s negligence led to the accident, you may be able to file a claim against that driver’s insurance.
4. Vehicle Manufacturer. If a defect in the vehicle led to the collision, the vehicle manufacturer could potentially be held liable under product liability laws.

Insurance Coverage in Rental Car Accidents

Insurance coverage can be complex when a rental car is involved. Here are some common types of insurance that may apply:

• Rental Car Company’s Insurance. Most rental car companies offer supplemental insurance coverage options. However, if you decline coverage, you may need to rely on your personal auto insurance.
• Personal Auto Insurance. Many personal auto insurance policies extend to rental vehicles. Check with your provider to see if your policy includes this coverage.
• Credit Card Insurance. Some credit cards offer limited rental car insurance options as a perk if the rental was paid for using that card. Be sure to review the specifics, as this coverage often includes certain restrictions.
• Liability Insurance from the At-Fault Driver. If another driver’s actions led to the accident, their liability insurance should cover damages.

Your Nashville truck accident attorney can help review applicable insurance policies to maximize the compensation available for your claim.

Types of Compensation Available in Rental Car Accident Claims

Victims of rental car accidents may be eligible for several types of compensation to cover their losses. Some of the damages that may be recoverable include:

• Medical Expenses. This includes the costs of emergency room visits, hospital stays, surgeries, rehabilitation, and any future medical expenses related to the injury.
• Lost Income and Earning Capacity. If the injuries prevent you from working, you may recover compensation for lost wages and reduced earning potential.
• Pain and Suffering. This accounts for the physical pain and emotional suffering experienced as a result of the accident.
• Property Damage. Compensation may cover repairs or replacement for the rental car and any personal property damaged in the accident.
• Loss of Enjoyment of Life. In cases of severe injury, compensation may be available for loss of enjoyment of activities and hobbies.

Steps to Take After a Rental Car Accident in Tennessee

If you are involved in a rental car accident in Tennessee, following these steps can help protect your rights:

1. Seek Medical Attention. Your health is the top priority. Even if you feel fine, some injuries may not present symptoms immediately.
2. Document the Accident. Take photos of the accident scene, vehicle damage, and any visible injuries. Collect contact information from witnesses, if possible.
3. Report the Accident to the Police. A police report can be valuable evidence in your claim. Be sure to obtain a copy for your records.
4. Notify the Rental Car Company. Inform the rental car company about the accident as soon as possible. They may provide specific instructions for handling the situation.
5. Contact Your Insurance Provider. Inform your personal auto insurance provider about the accident to understand what coverage may apply.
6. Consult with a Personal Injury Attorney. Rental car accidents can involve complex legal issues. An experienced Nashville personal injury attorney can help you navigate the claims process and ensure your rights are protected.

How a Car Accident Lawyer Can Help with Rental Car Accidents

Navigating a rental car accident claim can be overwhelming, especially with the added complexity of rental agreements and multiple insurance companies. A Nashville motorcycle accident lawyer can provide essential assistance by:

• Investigating the Accident. Your attorney will gather evidence, consult experts, and reconstruct the accident to build a strong case.
• Handling Insurance Claims. Your lawyer will communicate with insurance companies, including the rental car company’s insurer, to negotiate a fair settlement.
• Calculating Damages. An attorney will ensure that all current and future expenses related to your injuries are considered when calculating compensation.
• Representing You in Court. If a settlement cannot be reached, your attorney will be prepared to take your case to court to pursue the compensation you deserve.

Contact Larry R. Williams, PLLC for a Free Consultation

If you or a loved one has been injured in a rental car accident in Nashville, the team at Larry R. Williams, PLLC is here to help. We understand the challenges involved in these cases and will work tirelessly to secure the compensation you need. Contact us today for a free consultation to discuss your case and learn how we can support you and your family.